Home Insurance covers your home from natural and man-made disasters. By getting home insurance, you can protect your home from threats. Some main coverages are Fire, Burglary, Earthquake, and Riots. We can take home insurance for our own house or rented house. You can ensure the house for up to 10 years. Insurance companies may offer discounts for long-term insurance. If one got home insurance, can manage to settle back on claim time and without any financial stress.
Claim Documents required for house insurance is listed below.
- First information report
- In the case of Death / Disability, medical report required
- Fire Incident report
- Repair estimate
- Owned things invoice/bills
- Senior citizen Travel Insurance
- Investigation report
- Court order
These above said documents are some of the main things for house insurance claim settlement. You may be asked to submit other documents at the time of claim settlement. By accepting to share the liability repair burden, you can reduce your insurance premium. Many goods and belongings can insure in this policy.
Some important things to remember, before taking house insurance
- Sum Insured
- Claim ratio
- Customer service