BlogCorona Kavach health insurance policy for covid: Premium, benefits, other details

July 28, 20200

IRDA has mandated 30 general and health insurers to offer and market the standard Corona Kavach Policy.
Corona Kavach Policy will be available on an individual and family floater basis.

The minimum sum insured under the Corona Kavach Policy will be ₹50,000 and the maximum sum insured will be ₹5 lakh, in the multiples of ₹50,000. The standard Corona Kavach policy will cover hospitalization expenses on diagnosis of Covid on an indemnity basis and an optional cover of daily cash on benefit basis. The policy will also cover any co-morbid condition triggered due to Covid-19 during the period of hospitalization. The policy shall also cover pre hospitalization expenses for 15 days and post hospitalization expenses of 30 days. The policy will cover the cost of treatment incurred by the insured person on availing treatment at home for Covid on positive diagnosis up to 14 days per incident, which in the normal course would require care and treatment at a hospital but is actually taken while confined at home. The policy will allow home care treatment for maximum upto 14 days per incident. Ambulance charges worth ₹2000 per hospitalization will be covered.

Optional cover of Hospital Daily Cash will be 0.5% of sum insured per day subject to maximum of 15 days in a policy period for every insured member. Policy term will be available for three and half months (3 ½ months), six and half months (6 ½ months), nine and half months (9 ½ months) including the waiting period. Corona Kavach policy can be availed by persons between the ages of 18 to 65 years. This policy can be availed for self, spouse, parents, parents-in-law and dependent children up to 25 years of age. There is a waiting period of 15 days before the policy cover comes into effect. Premium will allow only single mode of premium payment.

You can buy Corona Kavach Policy from any of the 30 insurance companies listed below:

Acko General Insurance, Aditya Birla Health Insurance, Bajaj Allianz General Insurance, Bharti AXA General Insurance, Cholamandalam MS General Insurance, Edelweiss General Insurance, Future Generali India Insurance, Go Digit General Insurance, HDFC ERGO General Insurance, HDFC ERGO Health Insurance, ICICI Lombard General Insurance, IFFCO TOKIO General Insurance, Kotak Mahindra General Insurance, Liberty General Insurance, Magma HDI General Insurance, Manipal Cigna Health Insurance, Max Bupa Health Insurance, Navi General Insurance, National Insurance, Raheja QBE General Insurance, Reliance General Insurance, Religare Health Insurance, Royal Sundaram General Insurance, SBI General Insurance, Star Health & Allied Insurance, Tata AIG General Insurance, The New India Assurance, The Oriental Insurance, United India Insurance, Universal Sompo General Insurance

If you are interested in taking health insurance, we are always recommend to get several quotes from different insurance companies. So you can compare the coverages and cost. Call us at +91 86080 34444 to get best quotes or visit: thebestinsurance.in

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